Our expert team at Kessem Finance will help you find the perfect mortgage tailored specifically for you. We specialize in securing favorable terms, low interest rates, and comfortable monthly payments, customized to your needs and capabilities.
We offer professional and personalized service tailored to your unique needs, with years of experience in the mortgage market
Our consulting leads to an average savings of $40,000 over the life of the mortgage. We achieve interest rates 0.5% to 0.7% lower than market average, resulting in savings of tens to hundreds of thousands of dollars.
We plan your mortgage according to your financial situation and future needs, creating a stable and comfortable long-term repayment solution.
From the first meeting to signing at the bank, we're with you every step. We'll help you understand the process and work with banks on your behalf.
We have excellent relationships with all leading banks in Israel, enabling us to secure the best terms available in the market for you.
We specialize in a wide range of mortgage solutions tailored to your specific needs
We guide you through the home buying process and help you secure the best mortgage that fits your needs and capabilities, whether it's your first home or an investment property.
Get Personal Consultation
Already have a mortgage? Check with us if it's worth refinancing. We'll conduct a comprehensive analysis and find the most cost-effective solution for you, with potential savings of tens to hundreds of thousands of dollars.
Learn More
Rejected by the bank? Don't despair! We have unique solutions even for those who were denied mortgages by banks, and we'll help you find a suitable solution to get the financing you need.
Learn MoreOur unique approach ensures optimal results and peace of mind throughout the journey
Personal meeting (face-to-face or virtual) where we understand your needs and goals, gather information about your financial situation, and present the options available to you.
Our professional team analyzes all the data and develops a personalized strategy for you, while examining different options across all banks.
We present a detailed plan, including our recommendations for mortgage tracks, distribution between tracks, and expected monthly payments.
We manage negotiations with different banks on your behalf, leveraging our relationships and experience to secure the best possible terms.
We accompany you throughout the entire process, assist in preparing required documents, and ensure everything runs smoothly until the final signing.
Even after the mortgage is approved, we continue to support you and remain available for any questions or needs that arise along the way.
Use our calculator to get an initial estimate of your potential savings
Our mortgage calculator will help you understand the difference between a regular mortgage and a personalized mortgage by our experts.
We achieve interest rates 0.5% to 0.7% lower than market average, leading to savings of tens to hundreds of thousands of dollars.
The right mix of mortgage tracks can lead to significant savings and more comfortable monthly payments over time.
After the initial calculation, our expert team is available to provide personalized consultation tailored to your unique situation and secure even better terms for you.
Regular monthly payment: $0
Discounted monthly payment: $0
Monthly savings: $0
Total savings: $0
Get Accurate Personal ConsultationThousands of satisfied clients are already enjoying the perfect mortgage we tailored for them
We've compiled the most common questions asked by our clients
The cost of consulting varies according to the scope of service and case complexity. At Kessem Finance, the initial consultation meeting is free, and subsequently the payment is determined according to a success fee model - we only earn if you save. Contact us for an accurate price quote.
When you approach a bank directly, you only get offers from that bank, without real comparison to the rest of the market. A professional mortgage advisor, on the other hand, knows all the options in the market, manages negotiations with all banks on your behalf, and knows how to optimally tailor the mortgage to your financial situation and needs. The result is a personalized mortgage with much better terms and significant savings.
The mortgage process takes an average of two weeks to a month from the initial meeting until receiving preliminary approval. The exact time depends on case complexity, bank response time, and speed of obtaining required documents. We make every effort to expedite the process and make it simple and convenient for you.
Mortgage refinancing can be a smart move in many cases, especially if several years have passed since taking the original mortgage, if market conditions have changed, or if your financial situation has improved. Usually, refinancing is worthwhile if the new interest rate is significantly lower than the existing rate, and if the remaining period is long enough. We conduct a comprehensive feasibility check and recommend refinancing only if it will indeed lead to significant savings.
Absolutely! We specialize in finding solutions even for complex cases and bank-rejected clients. We have extensive experience dealing with such cases, and often we succeed in securing mortgage approval even for clients who were previously rejected. We know the specific requirements of each bank and know how to tailor the application to maximize approval chances.
Offer valid only for new clients this month. Plus, you'll receive a completely free comprehensive initial consultation!
Contact us today for a free consultation and discover how much you can save on your mortgage
Tel Aviv, Israel
Sunday-Thursday: 9:00-18:00
Friday: 9:00-13:00